Water Damage

We handle more water claims than any other insurance peril. Insurance policy language can limit coverage or deny liability altogether. Don’t drown in insurance company red tape and endless call center hold times. We offer free, immediate inspections and set a protocol from day one to save you money and maximize your “in pocket” money so you can rebuild your home, not repair it. We have more than thirty years of experience with insurance contracts and insurance companies for our clients’ benefit in situations just like yours, and that’s what has helped us become the top public adjusters in Media, PA.

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FAQ

Does my homeowners insurance cover water damage?

It depends on your policy and on the nature and location of the water entry into the building. Water damage is one of the most frequently denied types of insurance claims.

What should I do right after discovering water damage?

Stop the source of the water if you safely can, for example, by shutting off the main water valve. Take photos and videos of all affected areas before anything is moved or cleaned. Remove standing water and start drying as soon as possible, since your policy requires you to prevent further damage. Keep damaged items and all receipts. Then call Home & Business Public Adjusters for a free consultation.

Is flood damage the same as water damage?

No. Most homeowners policies exclude flood damage, meaning surface water from heavy rain, overflowing rivers, or storm surge. Flood coverage usually requires a separate flood insurance policy. Water from inside the home, such as a broken pipe or a failed water heater, falls under a different part of the policy and is often covered.

Is mold covered?

Usually, only in part. Many insurance companies cap mold coverage at $5,000 or $10,000, and some policies exclude it entirely. Mold is also a negotiable part of the claim, and we can help you pursue what your policy allows.

How do you find hidden water damage?

Water often travels behind walls, under flooring, and into ceilings where you can’t see it. We use modern moisture meters and detailed inspections, working with restoration companies to document the full extent of the damage, not just what’s visible.

Should I file a claim, and why hire a public adjuster?

With over 30 years of experience, we’ll tell you honestly whether a claim is worth filing and whether it’s likely to be covered. If it is, we’ll explain to the insurance company why it should be paid and present your claim in a way that gives it the best chance of being approved instead of denied.

Water Damage Media, PA?

Your home is your most important investment, and your business is what allows you to live your daily life. Damage to either one can be devastating and very costly if not dealt with correctly.

After assuring that your family or employees are safe, the process of getting your life back to normal will begin. Part of that process involves your insurance contract, your insurance company, and other complexities. Fortunately, there’s a much smoother way to iron everything out and get back on track quickly!

That less bumpy road starts when you call Home and Business Public Adjusters of Media, PA. We are here to help, should your home suffer a loss due to flooding, leaking, or other types of water damage. We’ve been in this field for a long time, and we’ve seen the bad and the worse with water damage in Media.

PROPERTY DAMAGE CLAIMS WE HAVE HELPED RESOLVE

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TRUSTED EXPERIENCE WHEN YOU NEED IT MOST

With nearly 30 years of insurance industry experience, he has been helping homeowners and business owners navigate residential and commercial claims since 2005. Our extensive knowledge and hands on approach ensure you have an experienced team working to protect your interests every step of the way.

MEMBER OF THE BETTER BUSINESS BUREAU (A+ RATING) LICENSED IN
PENNSYLVANIA, NEW JERSEY, DELAWARE AND MARYLAND

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TRUSTED EXPERIENCE WHEN YOU NEED IT MOST

With nearly 30 years of insurance industry experience, he has been helping homeowners and business owners navigate residential and commercial claims since 2005. His extensive knowledge and hands on approach ensure you have an experienced advocate working to protect your interests every step of the way.

MEMBER OF THE BETTER BUSINESS BUREAU (A+ RATING) LICENSED IN
PENNSYLVANIA, NEW JERSEY, DELAWARE AND MARYLAND