FIRE DAMAGE

STORM DAMAGE

WATER DAMAGE

SMOKE DAMAGE

As Public Adjusters,
What Do We Do?

As public adjusters, we are here for you when disaster strikes your home or business. In the case of damage, large or small, we will go to battle for you to maximize your settlement. insurance companies and contracts use limiting language that can be confusing. We have 30 years of experience with that language.

We are conveniently located in Media Pennsylvania near the blue room with access to all of southeastern Pennsylvania, New Jersey, Delaware

We guarantee no out-of-pocket expenses in most cases

Our public adjusters will come to your home or business to inspect the loss, and then review your insurance policy to figure out if you have a claim. We handle all types of claims including (but not limited to): fire, smoke, storms, water, theft, leaks, wind, and broken pipes.

By dealing with this alone, you will leave financial compensation on the table, and that’s the last thing you want to experience in a dire situation.

Even with an incredible amount of time, effort, and headaches, a person with no background in the insurance and public adjustment field couldn’t come close to getting the compensation that Home + Business Public Adjusters can. Make the right decision for your family and allow us to help you back on your feet!

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FAQ (Placeholder Material)
What does a public adjuster do?
A public adjuster works on your behalf, not the insurance company's. We inspect the damage, document your losses, prepare your claim, negotiate with your insurance carrier, and work to help you receive the full settlement you're entitled to under your policy.
When should I contact a public adjuster?
It's best to contact a public adjuster as soon as property damage occurs, before accepting a settlement from your insurance company. Early involvement helps ensure all damage is properly documented from the beginning.
What types of property damage do you handle?
We assist homeowners with fire damage, water damage, storm damage, and smoke damage claims. Our team evaluates the full extent of your loss and helps manage the entire insurance claims process.
Will hiring a public adjuster delay my insurance claim?
No. In many cases, we help streamline the claims process by providing complete documentation, communicating directly with the insurance company, and preventing unnecessary back-and-forth.
Do I have to accept my insurance company's first offer?
No. The initial settlement offer is not always final. If you believe your damages have been undervalued, a public adjuster can review your claim and negotiate for a more accurate settlement.
How much does it cost to hire a public adjuster?
Most public adjusters work on a contingency fee basis, meaning you pay only if your claim is successfully settled. During your consultation, we'll explain our fee structure and answer any questions.

Storm Damage

Halloween 2019 | Glen Mills, PA

This is not a stock photo we were called to assist over a half a dozen homeowners in a Glen Mills neighborhood who were catastrophically affected and displaced

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TRUSTED BY HOMEOWNERS AND BUSINESSES

  • My house was completely destroyed by my upstairs toilet which overflowed down to my dining room ceiling that destroyed everything! Both of my upstairs bathroom floors were completely destroyed as well. I contacted my insurance company at the time who proceeded to tell me that it was my HOA’s responsibility. This continued for 90 days due to neither wanted to take ownership and the responsibility to help. I was now seeing gnats which came from the moisture. I was at my wits end and wasn’t seeing a resolution in sight. My neighbor suggested I contact a public adjuster. I googled and came across Blaine and his team and gave them a call. From the 1st conversation with Jackie… I knew my prayers had been answered. Within a few days Blaine came out to do the inspection. With his knowledge and years of expertise my broken heart started to feel comfort and relief. Within days my insurance came for the 1st time along with Blaine for an inspection. Blaine provided me with names of contractors and their phone numbers. Within weeks I received my settlement from my insurance company and the repairing process was well underway. I am truly grateful to Blaine, Debbie and Jackie for their dedication and patience until everything was repaired and my house was restored into my beautiful home. I can’t express how grateful and happy I am again. My joy has been restored and I am forever grateful. Thank you.. you are truly THE BEST
    Tamika. N
  • After a fire at our sandwich shop, we were having a very difficult time getting our insurance company to respond or move forward with many facets of our commercial claim. We were naive to think we could handle issues with our insurance company on our own. After about a month or so into our loss we decided, a true professional was needed to help us navigate all of the nuances of the insurance claim process. We decided to hire Blaine Jelus and his team from Home & Business Adjusters — and it was the best decision we could’ve made. Within days of hiring Blaine, the insurance company began responding to him immediately. From that point on, Blaine handled everything — we never had to speak with the insurance company again. He worked tirelessly for almost 9 months to make sure the claim was handled properly. The persistence and expertise of not only Blaine but the entire team at Home and Business Adjusters made a stressful situation much more bearable. I can’t recommend him and his team highly enough — five+ stars all the way.
    Mike. H
  • Blaine and Debbie and all of the Home and Business Public Adjusters staff did a fantastic job of getting me policy limits from my insurance company after I had a catastrophic house fire in December of 2023. Blaine is extremely knowledgeable and works tirelessly for his clients. I am very happy I chose Blaine to help me through the insurance and rebuilding process. I have a beautiful new home and I was able to move back in before the holidays this year.
    Mary. L
  • I’ve known Blaine for over 40 years. He was right there after our house fire. He and his staff took care of everything - even found us housing within 2 days. They navigated all of the insurance work for us and were professional every step of the way. They took so much stress off of us during this time. We cannot thank Blaine, Debbie, Blake and Jackie enough.
    Dody Reger

TRUSTED EXPERIENCE WHEN YOU NEED IT MOST

Home

With nearly 30 years of insurance industry experience, he has been helping homeowners and business owners navigate residential and commercial claims since 2005. His extensive knowledge and hands on approach ensure you have an experienced advocate working to protect your interests every step of the way.

MEMBER OF THE BETTER BUSINESS BUREAU (A+ RATING) LICENSED IN
PENNSYLVANIA, NEW JERSEY, DELAWARE AND MARYLAND

CONTACT US TODAY

Discuss your claim and discover how decades of industry expertise can help you achieve the best possible outcome.

SCHEDULE INSPECTION
CALL NOW

TRUSTED EXPERIENCE WHEN YOU NEED IT MOST

Home

With nearly 30 years of insurance industry experience, he has been helping homeowners and business owners navigate residential and commercial claims since 2005. Our extensive knowledge and hands on approach ensure you have an experienced team working to protect your interests every step of the way.

MEMBER OF THE BETTER BUSINESS BUREAU (A+ RATING) LICENSED IN
PENNSYLVANIA, NEW JERSEY, DELAWARE AND MARYLAND

CONTACT US TODAY

Discuss your claim and discover how decades of industry expertise can help you achieve the best possible outcome.

SCHEDULE INSPECTION
CALL NOW